2010 FNMA LOAN LIMITS BY COUNTY IN CALIFORNIA

Wake up to some good news in 2010!  It's a piece of cake to trade up in this market.  Prices are low - interest rates are low and conforming loan limits are the highest they have ever been!  There is a great window of opportunity that is wide open right now.  Don't stay behind the curve and miss your chance to lock in a great deal on a home at historically low interest rates fixed for 30 years.  Also, don't forget the $8000 first time buyer credit and $6500 move-up tax credit for current homeowners.  They both require purchases by April 30th and closed escrows by June 30th 2010. 

If you're stuggling with your mortgage and want to sell your home - this is the right time to attract buyers too!  Check out the conforming loan list by county below.  Feel free to call with any questions and if you're thinking about moving out of your current area and need a great broker referral, let me know and I'll research the appropriate professional for you in your chosen city or county. 

1- Unit       2-Units        3-Units        4-Units

Los Angeles-Long Beach-Santa Ana                     
Component Counties: Los Angeles, Orange

$729,750 $934,200 $1,129,250 $1,403,400

Oxnard-Thousand Oaks-Ventura                          

Component County: Ventura

$729,750 $934,200 $1,129,250 $1,403,400

Riverside-San Bernardino-Ontario

Component Counties: Riverside, San Bernardino
$500,000 $640,100 $773,700 $961,550

San Diego-Carlsbad-San Marcos

Component County: San Diego
$697,500 $892,950 $1,079,350 $1,341,350
                  

Santa Barbara-Santa Maria-Goleta

Component County: Santa Barbara
$729,750 $934,200 $1,129,250 $1,403,400


                

I have the entire list for California by county.  If you don't see yours here, call or email and I'll send you the list for your area or any area of interest to you. 

If you think your property's market value may be below your current loan amount, call me and I can show you how to work with that issue as well.  I'm also a Certified Distressed Property Expert.   

Once we isolate the problem, we can always find a solution! 

Call Charlie @ Team South Bay Realty  310-534-3940 for all your real estate needs!